Consumer credit is a credit granted to the individual to finance a service or a consumer good such as an automobile or a kitchen for example. According to Article 311-1 4 ° of the Consumer Code, consumer credit commits the borrower to repay the total amount due within a fixed time limit. What are the…
Personal microcredit is a different kind of credit because it is primarily for people who are not able to get a loan or a conventional loan. Persons concerned The microcredit is for people whose income does not allow to subscribe a credit and is systematically refused a loan by banking organizations or credit companies. These…
Small pieces of plastic in your purse give you a great sense of financial freedom from anywhere in the world. Is it hard to imagine a modern man’s life without payment cards, online purchases, and quick and easy payment for goods and services? If you are an electronic billing enthusiast, be aware that your…
On the Internet, you can find impressive lists of banks, which, according to the authors of the lists, give money to anyone who has a Russian passport. But the reality is that there are not so many banks in which you can get a cash loan without references and guarantors , besides issuing money…
Did you know that it is up to ten times more expensive to win a new customer than to turn a regular customer into a “repeat offender”? And that the average revenue per regular customer is much higher than that of new customers? For that reason alone, it pays to invest in customer loyalty. In…
Traditional Loan Granting Methods Still Do Not Help Small and Medium Enterprises Despite Improving Bank Situations . So, are all the faults of the banks? It is certainly true that after obtaining government funding in the aftermath of the financial crisis, banks drastically reduced the activity of providing loans to small and medium-sized enterprises. For…
Sales planning is the prelude to the financial plan in your business plan. You indicate how many products or services you are likely to sell at what prices in the years following your formation. Many founders are too optimistic about their sales planning and estimate their revenues too high – also because they believe only…
Mortgage refinancing, a tailor-made solution to reduce indebtedness. If granted, this solution will solve many debts such as credit cards or a car loan. What you need to know about mortgage refinancing In refinancing your mortgage, you could withdraw a percentage of the market value of your property minus the remaining balance…
